When the product changes the operating model.

The moments where industry context changes the way forward.

Launching a new product

Which activities need authorisation, who will hold customer funds, and what has to be in place before launch? Connect those questions to the product plan.

Growing beyond a partner

Your own licence or a different operating model may now offer more control, with new capital and compliance responsibilities. Assess the transition before committing.

Taking the product across borders

A model that works at home may need different permissions, partners and funds flows in the next market. Those dependencies should shape the launch sequence.

Build trust into the money flow.

  1. Product and licensing pathway

    Map the activities in the product, identify the relevant permissions and sequence the application work, capital requirements and launch dependencies.

  2. Banks, processors and distribution

    Define responsibilities in bank, processor, agent and distribution agreements, including settlement, reconciliation, service levels and customer support.

  3. Controls that operate day to day

    Connect customer due diligence, transaction monitoring, complaints and regulatory reporting to named owners and the way the team actually works.

  4. Structure and cross-border flows

    Align operating entities, treasury arrangements and intercompany agreements with local regulatory, tax and foreign exchange requirements.

Before the next move.

Let’s work throughwhat comes next.

Tell us about your product, your markets and the decision ahead. We will help you define the work and the people it needs.